Property owners generally have a duty to protect people that lawfully enter their buildings from encountering dangerous conditions. If they fail to do so, and people suffer harm as a result, they can be held liable for damages in a civil lawsuit. The duty to protect business invitees from harm does not extend to insurers of the property, however, as discussed in a recent opinion issued in a Massachusetts premises liability matter. If you suffered injuries on another party’s property, you might be owed compensation, and you should speak to a Massachusetts personal injury attorney as soon as possible.
The Plaintiff’s Harm
Allegedly, the plaintiff worked as a plumber. When he was servicing a boiler at a property, he fell into a sump hole in the basement that contained scalding water. When the boiler was installed in 2001, pipes were connected to the drain valves of the boiler to allow the sump to collect water drained away from the boiler. Following his accident, the plaintiff filed a lawsuit naming the companies that provided insurance and reinsurance for the premises and the adjuster who worked for the insurance company that performed an inspection of the boiler in 2015 as defendants.
It is reported that, essentially, the plaintiff alleged that the defendants had a duty to identify the risks posed by the open sump as part of the inspection. The defendants moved for summary judgment, and the trial court ruled in their favor. The plaintiff appealed, and on appeal, the trial court ruling was affirmed. Continue reading →
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